FICA Tip Credit
Recover Payroll Taxes Paid on Restaurant Tips
Most restaurants pay payroll taxes on employee tips without realizing a portion is recoverable through a federal tax credit. If you operate a restaurant, bar, or hospitality business where employees receive tips, you may be entitled to a federal tax credit worth up to 7.65% of qualifying tip wages — including refunds for prior years.
We calculate your credit using a flat-fee, transparent pricing model so you keep more of what you recover.
FICA Tip Credit Calculator
See your potential annual credit range in under 30 seconds based on your revenue, tips, workforce, and state wage rules.
Please enter your annual revenue.
Please enter your annual tips.
Please select a state.
Please enter the number of tipped employees.
Please select a restaurant type.
Enter your info below and we'll send your full FICA Tip Credit breakdown — including your 3-year recovery opportunity.
Understanding the Credit
What Is the FICA Tip Credit?
The FICA Tip Credit is a federal tax credit designed for restaurants and hospitality businesses.
In simple terms: When your employees report tips, you pay payroll taxes (Social Security + Medicare) on those tips. The IRS allows you to recover a portion of those taxes — specifically on tips earned above minimum wage.
How Much Could You Get Back?
Most businesses don't realize how material this is:
And in many cases, you can claim this credit for prior years as well, creating meaningful one-time refunds.
We'll estimate your potential before you commit. If we determine the credit isn't worth pursuing or you don't qualify, your upfront fee is fully refunded.
The Gap
Why Most Businesses Miss This
As a result, thousands in credits go unclaimed every year.
Don't Leave Thousands in Payroll Tax Credits Unclaimed
Every year, restaurants miss out on significant refundable credits tied to employee tips. We'll tell you exactly what your opportunity looks like — and whether it's worth pursuing.
Get My FICA Tip Credit EstimateOur Approach
Why Our Pricing Model Is Different
Most providers in this space charge a percentage of your credit, typically due when the credit is realized. That means the more you receive, the more they take — total cost is unpredictable and incentives are misaligned.
We operate differently:
The Process
How It Works
Quick Review
We assess your eligibility and estimate your credit.
Credit Calculation
We calculate your full credit across current + prior years.
CPA-Ready Filing
We deliver complete documentation for filing.
FAQ
Common Questions
Do I need my CPA involved?
Yes, but we handle the heavy lifting. We provide everything your CPA needs to properly claim the credit.
Can I claim this for prior years?
Yes. In many cases, businesses can claim the credit for up to three prior years, resulting in significant refunds.
Why do you charge upfront?
Because accurate calculation and documentation require real work regardless of outcome. Firms that don't charge upfront typically take 20–30% of your credit, which can be significantly more expensive.
What if the credit isn't worth it?
We'll tell you upfront. If we determine it doesn't make financial sense or you don't qualify, your upfront fee is fully refunded.